A VA loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs and available to eligible service members, veterans, and surviving spouses. If you qualify, this is hands down the best loan program available. You can purchase a home with zero down payment, the seller can cover all of your closing costs, and there's no monthly mortgage insurance required.

I specialize in VA loans and have a strong track record of closing them successfully. Even if you or someone you know is a veteran who has been declined by another lender, I encourage you to reach out. My many years of experience in mortgage lending has helped countless veterans secure approval after being turned down elsewhere. I know how to navigate challenging situations and get deals to the closing table.  If you know any veterans who need a loan have them come to me first.