Nancy is the Division Manager at Gold Mortgage, where she has built a thriving business largely on client referrals and trusted partnerships with top realtors who rely on her expertise to deliver results.

Beyond her professional achievements, Nancy is deeply committed to community service. She is the founder of a nonprofit supporting local children in need and is actively involved in several charitable causes. As a proud mother of two biological sons and six adopted boys, she brings compassion, dedication, and real-life understanding to every loan she oversees. Working with Nancy, or with one of the exceptional originators she personally selects, means working with someone who truly cares and who has the experience, resources, and heart to help make homeownership dreams a reality.

Experience You Can Trust

With more than three decades of expertise in mortgage lending, Nancy Woods is dedicated to ensuring every borrower enjoys the most seamless and stress-free experience possible.

Over the years, Nancy has proudly helped thousands of families and individuals achieve homeownership... including many who had been turned away by other lenders. Together with her team of skilled loan officers and outstanding support staff, she has guided countless clients who once believed homeownership was out of reach... turning those dreams into reality.

While Nancy does not personally take on many clients directly anymore, she is committed to making sure every borrower is in the best hands. In most cases, she carefully matches each client with a highly skilled loan originator from her trusted team, pairing them with the professional best suited to their unique needs and goals.

When a client applies online, Nancy or her licensed assistant personally follows up with a call. The initial process takes about 10 minutes and begins with a soft credit pull that does not impact the credit score. A full credit report is only ordered after receiving the client’s permission. Nancy specializes in helping a wide range of buyers... from first-time homeowners to self-employed individuals and those with unique financial circumstances. She is committed to providing tailored mortgage solutions with honesty, transparency, and genuine care.

Her programs include:

· 100% Financing Options which combine a first and second mortgage, with the second carrying no monthly payment, 0% interest, and complete forgiveness after 10 years of owning and occupying the home.

· Additional Down Payment Assistance Programs to help reduce upfront costs.

No matter the program, applying online is always the first step. The process begins with a soft credit pull, moving to a hard inquiry only with the client’s approval. Whether Nancy works with a borrower directly or connects them to one of her trusted originators, she ensures they receive exceptional guidance every step of the way.